Bathinda Central Co-operative Bank Ltd. (Bathinda CCB) is a district central co-operative bank (DCCB), headquartered in Bathinda. Its headline 1-year FD rate of 6.40% is −0.43% below the district co-operative bank average of 6.83%, ranking #56 of 65 district co-operative banks.
Rates as of 21 Sept 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at Bathinda CCB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 14 days |
3.50% | 3.50% | — | Any amount |
15 to 45 days |
3.55% | 3.55% | — | Any amount |
46 to 90 days |
4.60% | 4.60% | — | Any amount |
91 to 179 days |
4.75% | 4.75% | — | Any amount |
180 days to less than 1 year |
6.00% | 6.00% | — | Any amount |
1 year |
6.40% | 6.90% | — | Any amount |
Above 1 year to 2 years |
6.35% | 6.85% | — | Any amount |
Special 400 days |
6.80% | 7.30% | — | Any amount |
2 to 3 years |
6.25% | 6.75% | — | Any amount |
3 to 5 years |
6.10% | 6.60% | — | Any amount |
5 years and above |
6.10% | 6.60% | — | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Any tenure |
2.50% | — | — | Any amount |
Deposits with Bathinda Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Bathinda CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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