Amreli Jilla Madhyasth Sahakari Bank Maryadit (AJMS Bank) is a district central co-operative bank (DCCB), headquartered in Amreli. Its headline 1-year FD rate of 6.50% is −0.33% below the district co-operative bank average of 6.83%, ranking #49 of 65 district co-operative banks.
Rates as of 10 Feb 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at AJMS Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 14 days |
3.50% | 4.00% | — | Any amount |
15 to 45 days |
4.00% | 4.50% | — | Any amount |
46 to 89 days |
5.00% | 5.50% | — | Any amount |
90 to 179 days |
5.10% | 5.60% | — | Any amount |
180 days to less than 1 year |
6.00% | 6.50% | — | Any amount |
1 year to less than 2 years |
6.50% | 7.00% | — | Any amount |
2 years to less than 3 years |
6.75% | 7.25% | — | Any amount |
3 years to less than 5 years |
6.50% | 7.00% | — | Any amount |
5 years to less than 8 years |
6.50% | 7.00% | — | Any amount |
Special 11.5 years |
6.10% | 6.10% | — | Any amount |
Deposits with Amreli Jilla Madhyasth Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official AJMS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.