The banks offering the highest recurring-deposit rate for a 6 months tenure, ranked.
General public · below ₹3 crore · Dataset refreshed 30 Sept 2026
| # | Bank | Rate | Applies to |
|---|---|---|---|
| 1 | Jana Small Finance Bank
Jana |
6.50% | 6 Months - 9 Months |
| 2 | Punjab National Bank
PNB |
5.60% | 180 to 270 days |
| 3 | Canara Bank
Canara |
5.25% | 180 to 269 days |
Rates are compiled across India's banks and refreshed daily; 89 banks are scraped directly from their official sites, the rest from aggregated sources. Bank deposits are DICGC-insured up to ₹5 lakh; Post Office savings schemes carry a sovereign guarantee (Government of India). Verify on the bank's site before investing.
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