Rates verified from official source

The Zoroastrian Co-operative Bank Ltd. interest rates · October 2026

Top FD rate
6.50%
Over 2 years up to 3 years
Senior citizen FD
6.75%
Over 2 years up to 3 years
Savings rate
3.00%
All balances

The Zoroastrian Co-operative Bank Ltd. (Zoroastrian Co-op Bank) is an urban co-operative bank (UCB), headquartered in Mumbai. Its headline 1-year FD rate of 6.25% is in line with the urban co-operative bank average of 6.27%, ranking #191 of 251 banks on RateScan.in. RateScan.in tracks 26 published rate lines for Zoroastrian Co-op Bank (product types: 3), last verified 20 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Mumbai
Operates in
Maharashtra, Gujarat

Rates as of 16 Jun 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Good to know

  • Deposits with The Zoroastrian Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Zoroastrian Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Zoroastrian Co-op Bank, depending on the tenure.
  • Zoroastrian Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official Zoroastrian Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.