The Vallabh Vidyanagar Commercial Co-op. Bank Ltd. interest rates · October 2026
Overview
The Vallabh Vidyanagar Commercial Co-op. Bank Ltd. (Vallabh Vidyanagar Bank) is an urban co-operative bank (UCB), headquartered in Vallabh Vidyanagar. Its headline 1-year FD rate of 7.00% is 0.69% above the urban co-operative bank average of 6.31%, ranking #64 of 353 banks on RateScan.in. RateScan.in tracks 8 published rate lines for Vallabh Vidyanagar Bank (product types: 1), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 1 Oct 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Vallabh Vidyanagar Bank
17 banks serving Gujarat pay more. Top picks:
Good to know
- Deposits with The Vallabh Vidyanagar Commercial Co-op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vallabh Vidyanagar Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vallabh Vidyanagar Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Vallabh Vidyanagar Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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