The Varachha Co-operative Bank Ltd. interest rates · October 2026
Overview
The Varachha Co-operative Bank Ltd. (Varachha Co-op Bank) is an urban co-operative bank (UCB), headquartered in Surat. Its headline 1-year FD rate of 6.50% is 0.18% above the urban co-operative bank average of 6.32%, ranking #185 of 353 banks on RateScan.in. RateScan.in tracks 11 published rate lines for Varachha Co-op Bank (product types: 1), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 22 Oct 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Varachha Co-op Bank
64 banks serving Gujarat pay more. Top picks:
Good to know
- Deposits with The Varachha Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Varachha Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Varachha Co-op Bank's FD table includes 5 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Varachha Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.