The Gandhinagar Urban Co-op Bank Ltd. interest rates · October 2026
Overview
The Gandhinagar Urban Co-op Bank Ltd. (Gandhinagar Urban Bank) is an urban co-operative bank (UCB), headquartered in Gandhinagar. Its headline 1-year FD rate of 5.50% is 0.83% below the urban co-operative bank average of 6.33%, ranking #303 of 333 banks on RateScan.in. RateScan.in tracks 16 published rate lines for Gandhinagar Urban Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 1 Jan 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Gandhinagar Urban Bank
123 banks serving Gujarat pay more. Top picks:
Good to know
- Deposits with The Gandhinagar Urban Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Gandhinagar Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gandhinagar Urban Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Gandhinagar Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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