Rates verified from official source

The Navnirman Co-operative Bank Ltd. interest rates · October 2026

Top FD rate
7.00%
13 Months to 25 Months
Senior citizen FD
7.50%
13 Months to 25 Months
Savings rate
3.50%
All balances

The Navnirman Co-operative Bank Ltd. (Navnirman Bank) is an urban co-operative bank (UCB), headquartered in Ahmedabad. Its headline 1-year FD rate of 6.00% is 0.32% below the urban co-operative bank average of 6.32%, ranking #271 of 333 banks on RateScan.in. RateScan.in tracks 26 published rate lines for Navnirman Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Ahmedabad
Monitored since
22 Oct 2026
Operates in
Gujarat

Rates as of 5 Aug 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Good to know

  • Deposits with The Navnirman Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Navnirman Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Navnirman Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Navnirman Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.