The Kalyan Janata Sahakari Bank Ltd. interest rates · October 2026
Overview
The Kalyan Janata Sahakari Bank Ltd. (Kalyan Janata Bank) is an urban co-operative bank (UCB), headquartered in Kalyan. Its headline 1-year FD rate of 5.50% is 0.83% below the urban co-operative bank average of 6.33%, ranking #247 of 259 banks on RateScan.in. RateScan.in tracks 31 published rate lines for Kalyan Janata Bank (product types: 3), last verified 21 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 26 Sept 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Kalyan Janata Bank
78 banks serving Maharashtra pay more. Top picks:
Good to know
- Deposits with The Kalyan Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kalyan Janata Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kalyan Janata Bank, depending on the tenure.
- Kalyan Janata Bank's FD table includes 3 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Kalyan Janata Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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