Janakalyan Sahakari Bank Ltd. interest rates · October 2026
Overview
Janakalyan Sahakari Bank Ltd. (Janakalyan Bank) is an urban co-operative bank (UCB), headquartered in Mumbai. Its headline 1-year FD rate of 5.25% is 1.04% below the urban co-operative bank average of 6.29%, ranking #243 of 248 banks on RateScan.in. RateScan.in tracks 36 published rate lines for Janakalyan Bank (product types: 1), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 1 Oct 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Janakalyan Bank
71 banks serving Maharashtra pay more. Top picks:
Good to know
- Deposits with Janakalyan Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Janakalyan Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Janakalyan Bank, depending on the tenure.
- Janakalyan Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Janakalyan Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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