The Bharat Co-operative Bank (Mumbai) Ltd. interest rates · October 2026
Overview
The Bharat Co-operative Bank (Mumbai) Ltd. (Bharat Co-op Bank (Mumbai)) is an urban co-operative bank (UCB), headquartered in Mumbai. Its headline 1-year FD rate of 6.90% is 0.66% above the urban co-operative bank average of 6.24%, ranking #85 of 248 banks on RateScan.in. RateScan.in tracks 83 published rate lines for Bharat Co-op Bank (Mumbai) (product types: 2), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 29 Sept 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Bharat Co-op Bank (Mumbai)
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Good to know
- Deposits with The Bharat Co-operative Bank (Mumbai) Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bharat Co-op Bank (Mumbai) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bharat Co-op Bank (Mumbai), depending on the tenure.
- Bharat Co-op Bank (Mumbai)'s FD table includes 3 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Bharat Co-op Bank (Mumbai) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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