Rates verified from official source

Bharati Sahakari Bank Ltd. interest rates · October 2026

Top FD rate
6.50%
5 years and above · Tax Saver (80C)
Senior citizen FD
6.55%
13 months to 24 months
Savings rate
2.40%
All balances

Bharati Sahakari Bank Ltd. (Bharati Sahakari Bank) is an urban co-operative bank (UCB), headquartered in Pune. Its headline 1-year FD rate of 4.30% is 2.02% below the urban co-operative bank average of 6.32%, ranking #246 of 248 banks on RateScan.in. RateScan.in tracks 17 published rate lines for Bharati Sahakari Bank (product types: 3), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Pune
Operates in
Maharashtra

Rates as of 1 Feb 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Higher 1 year Fixed Deposit rates than Bharati Sahakari Bank

73 banks serving Maharashtra pay more. Top picks:

Co-operative Highest Sangli DCCB 8.25% +3.95% vs Bharati Sahakari Bank Small Finance Suryoday 7.25% +2.95% vs Bharati Sahakari Bank Private RBL 7.05% +2.75% vs Bharati Sahakari Bank

See every higher rate in Maharashtra →

Good to know

  • Deposits with Bharati Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Bharati Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.20% p.a. more than general customers at Bharati Sahakari Bank, depending on the tenure.
  • Bharati Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 1 Feb 2026 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source

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