The Baroda City Co-operative Bank Ltd. interest rates · October 2026
Overview
The Baroda City Co-operative Bank Ltd. (Baroda City Bank) is an urban co-operative bank (UCB), headquartered in Vadodara. Its headline 1-year FD rate of 7.00% is 0.69% above the urban co-operative bank average of 6.31%, ranking #63 of 333 banks on RateScan.in. RateScan.in tracks 15 published rate lines for Baroda City Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 1 Jan 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Baroda City Bank
17 banks serving Gujarat pay more. Top picks:
Good to know
- Deposits with The Baroda City Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Baroda City Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Baroda City Bank, depending on the tenure.
- Baroda City Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Baroda City Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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