सर्वोत्तम सावधि जमा (FD) दरें · अक्टूबर 2026

भारत के बैंकों में सावधि जमा (FD) की सर्वोच्च दरें, क्रमबद्ध। ₹3 करोड़ से कम की राशि, आम जनता।

दरें अपडेट: 18 Oct 2026

सावधि जमा (FD) की सर्वोत्तम दरें (1 वर्ष)

भारत के बैंकों में क्रमबद्ध · डेटा अपडेट: 18 Oct 2026

#बैंकदरलागू अवधि
1 Sangli District Central Co-operative Bank
सहकारी Maharashtra
8.25% 1 to 2 years
2 Akhand Anand Co-Operative Bank Ltd.
सहकारी Gujarat
7.85% 1 year up to less than 2 year
3 Jilla Sahakari Kendriya Bank Maryadit, Dewas
सहकारी Madhya Pradesh
7.75% 1 to 2 years
4 Jilla Sahakari Kendriya Bank Maryadit, Jhabua
सहकारी Madhya Pradesh
7.75% 1 to 2 years
5 South Canara District Central Co-operative Bank
सहकारी Karnataka
7.75% 1 to 3 years
6 Visakhapatnam District Central Co-operative Bank
सहकारी Andhra Pradesh
7.75% 1 to 3 years
7 Kadapa District Co-operative Central Bank Ltd.
सहकारी Andhra Pradesh
7.65% Exactly 1 year
8 Bangalore & Bangalore Rural District Co-op Central Bank Ltd.
सहकारी Karnataka
7.60% 1 to 10 years
9 Mahabubnagar District Central Co-operative Bank
सहकारी Telangana
7.60% 1 to 3 years
10 Belgaum District Central Co-operative Bank Ltd.
सहकारी Karnataka
7.50% 1 year and above
11 Chikkamagaluru District Co-operative Central Bank Ltd.
सहकारी Karnataka
7.50% Term (365 days)
12 Davangere District Co-operative Central Bank Ltd.
सहकारी Karnataka
7.50% 1 to 2 years
13 Hyderabad District Central Co-operative Bank Ltd.
सहकारी Telangana
7.50% 1 year
14 Kakinada District Co-operative Central Bank Ltd.
सहकारी Andhra Pradesh
7.50% 1 to 2 years
15 Kolhapur District Central Co-operative Bank Ltd.
सहकारी Maharashtra
7.50% 1 to 2 years
16 Kurukshetra District Central Co-operative Bank
सहकारी Haryana
7.50% 1 to 2 years
17 Mysore City District Co-operative Central Bank
सहकारी Karnataka
7.50% 1 year and above
18 Nalgonda District Central Co-operative Bank
सहकारी Telangana
7.50% 1 year and above
19 Nayagarh District Central Co-operative Bank
सहकारी Odisha
7.50% 1 to 2 years
20 Raichur District Co-operative Central Bank
सहकारी Karnataka
7.50% 1 to 2 years
21 Rohtak District Central Co-operative Bank
सहकारी Haryana
7.50% 1 to 2 years
22 Srikakulam District Central Co-operative Bank
सहकारी Andhra Pradesh
7.50% 1 to 2 years
23 Tumkur District Central Co-operative Bank
सहकारी Karnataka
7.50% 1 to 2 years
24 Warangal District Central Co-operative Bank
सहकारी Telangana
7.50% 1 to 3 years
25 Andhra Pradesh State Co-operative Bank
सहकारी Andhra Pradesh
7.40% 1 year
26 Tamil Nadu State Apex Co-operative Bank
सहकारी Tamil Nadu
7.35% 12 months to under 24 months
27 Sikkim State Co-operative Bank
सहकारी Sikkim
7.30% 1 year to under 2 years
28 The Churu Central Co-operative Bank Ltd.
सहकारी Rajasthan
7.30% 1 to 2 years
29 Zila Sahkari Bank Limited Meerut
सहकारी Uttar Pradesh
7.30% 1 to 2 years
30 Ahmednagar District Central Co-operative Bank Ltd.
सहकारी Maharashtra
7.25% 1 year to less than 3 years
31 Andaman & Nicobar State Co-operative Bank
सहकारी Andaman and Nicobar Islands
7.25% 1 year to less than 5 years
32 Balangir District Central Co-operative Bank Ltd.
सहकारी Odisha
7.25% 1 year to 2 years
33 Central Co-operative Bank Sawai Madhopur
सहकारी Rajasthan
7.25% 1 to 2 years
34 Chittoor District Co-operative Central Bank Ltd.
सहकारी Andhra Pradesh
7.25% 1 to 2 years
35 District Central Co-operative Bank Ltd., Khagaria
सहकारी Bihar
7.25% 1 year (special)
36 Hissar District Central Co-operative Bank Ltd.
सहकारी Haryana
7.25% 1 to 2 years
37 Jilla Sahakari Kendriya Bank Maryadit, Betul
सहकारी Madhya Pradesh
7.25% 1 to 2 years
38 Panchmahals District Central Co-operative Bank
सहकारी Gujarat
7.25% 364 to 729 days
39 Suryoday Small Finance Bank
लघु वित्त Gujarat +5 राज्य
7.25% 1 year
40 Ujjivan Small Finance Bank
लघु वित्त पूरे देश में
7.25% 1 year to < 2 years
41 District Co-operative Bank Ltd. Farrukhabad
सहकारी Uttar Pradesh
7.20% 1 year
42 Mahendragarh District Central Co-operative Bank
सहकारी Haryana
7.20% 1 to 2 years
43 Banaskantha District Central Co-operative Bank Ltd.
सहकारी Gujarat
7.15% 1 to 2 years
44 Khammam District Co-operative Central Bank Ltd.
सहकारी Telangana
7.15% 1 year
45 Odisha State Co-operative Bank
सहकारी Odisha
7.15% 1 to less than 2 years
46 AU Small Finance Bank
लघु वित्त पूरे देश में
7.10% 12 months 1 day to 15 months
47 Equitas Small Finance Bank
लघु वित्त Andhra Pradesh +17 राज्य
7.10% 1 year to 443 days
48 Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd.
सहकारी Maharashtra
7.10% 1 year to 2 years
49 Kerala State Co-operative Bank
सहकारी Kerala
7.10% 1 year to below 2 years
50 Nellore District Central Co-operative Bank
सहकारी Andhra Pradesh
7.10% 1 to 2 years
51 Kurnool District Central Co-operative Bank
सहकारी Andhra Pradesh
7.05% 1 year and above
52 Mumbai District Central Co-operative Bank
सहकारी Maharashtra
7.05% 365 to 454 days
53 RBL Bank
निजी पूरे देश में
7.05% 365 days (12 months) to 500 days
54 Bandhan Bank
निजी पूरे देश में
7.00% 1 year
55 Begusarai District Central Co-operative Bank Ltd.
सहकारी Bihar
7.00% 1 year to 2 years
56 Bharatpur Central Co-operative Bank Ltd.
सहकारी Rajasthan
7.00% 1 year to less than 2 years
57 Capital Small Finance Bank
लघु वित्त Chandigarh +7 राज्य
7.00% 1 year to less than 5 years
58 Chhattisgarh Rajya Sahakari Bank Maryadit
सहकारी Chhattisgarh
7.00% 1 year to less than 2 years
59 Deutsche Bank India
विदेशी बैंक Delhi +8 राज्य
7.00% > 1 yr - 1.5 yrs
60 District Central Co-operative Bank Ltd., Katihar
सहकारी Bihar
7.00% 1 to 2 years
61 Goa State Co-operative Bank
सहकारी Goa
7.00% 1 year and above
62 Greater Co-operative Bank Ltd.
सहकारी Maharashtra
7.00% 1 year to less than 2 years
63 Hassan District Co-operative Central Bank Ltd.
सहकारी Karnataka
7.00% 181 days to 1 year
64 Jana Small Finance Bank
लघु वित्त पूरे देश में
7.00% 271 days - 366 days
65 Jharkhand State Co-operative Bank
सहकारी Jharkhand
7.00% 1 year to less than 13 months
66 Jilla Sahakari Kendriya Bank Maryadit, Vidisha
सहकारी Madhya Pradesh
7.00% 1 year
67 Kaithal District Central Co-operative Bank
सहकारी Haryana
7.00% 1 to 2 years
68 Kolar and Chikkaballapur District Central Co-operative Bank
सहकारी Karnataka
7.00% 181 to 365 days
69 Krishna District Central Co-operative Bank
सहकारी Andhra Pradesh
7.00% 1 to 3 years
70 Magadh District Central Co-operative Bank
सहकारी Bihar
7.00% 1 to 2 years
71 Maharashtra State Co-operative Bank
सहकारी Maharashtra
7.00% 365 days
72 Mandya District Co-operative Central Bank
सहकारी Karnataka
7.00% 1 to 3 years
73 Meghalaya Co-operative Apex Bank
सहकारी Meghalaya
7.00% 1 to 2 years
74 Prakasam District Central Co-operative Bank
सहकारी Andhra Pradesh
7.00% 1 to 2 years
75 Rewari District Central Co-operative Bank
सहकारी Haryana
7.00% 1 to 2 years
76 Shivamogga District Co-operative Central Bank
सहकारी Karnataka
7.00% 1 to 2 years
77 Sindhudurg District Central Co-operative Bank
सहकारी Maharashtra
7.00% 365 to 454 days
78 Siwan District Central Co-operative Bank
सहकारी Bihar
7.00% 1 to 2 years
79 The Ahmedabad Mercantile Co-operative Bank Ltd.
सहकारी Gujarat
7.00% 1 year
80 The Akola Urban Co-operative Bank Ltd.
सहकारी Maharashtra
7.00% For 12 months (365 days)
81 The Bhavnagar District Co-operative Bank Ltd.
सहकारी Gujarat
7.00% 1 to 2 years
82 The Cosmos Co-operative Bank Ltd.
सहकारी Maharashtra
7.00% 12 months to 444 days
83 The Karnataka State Co-operative Apex Bank
सहकारी Karnataka
7.00% 1 year and above
84 The Nagpur Nagarik Sahakari Bank Ltd.
सहकारी Maharashtra +2 राज्य
7.00% 12 to 18 months
85 DCB Bank
निजी पूरे देश में
6.90% 12 months to less than 15 months
86 District Co-operative Bank Pilibhit
सहकारी Uttar Pradesh
6.90% 1 to 2 years
87 District Co-operative Bank Rampur
सहकारी Uttar Pradesh
6.90% 365 days
88 Himachal Pradesh State Co-operative Bank
सहकारी Himachal Pradesh
6.90% 1 year (365 days)
89 Post Office Savings Schemes
सरकारी योजना
6.90% 1 year
90 Rajkot District Central Co-operative Bank
सहकारी Gujarat
6.90% 1 to 2 years
91 The Bharat Co-operative Bank (Mumbai) Ltd.
सहकारी Maharashtra
6.90% 1 year to 15 months
92 Agra Zilla Sahakari Bank Ltd.
सहकारी Uttar Pradesh
6.85% 1 year
93 Aligarh Zilla Sahakari Bank Ltd.
सहकारी Uttar Pradesh
6.85% 1 year
94 Andhra Pradesh Grameena Bank
क्षेत्रीय ग्रामीण Andhra Pradesh
6.85% 1 year to less than 2 years
95 Ballia District Central Co-operative Bank Ltd.
सहकारी Uttar Pradesh
6.85% 1 year
96 District Co-operative Bank Lakhimpur Kheri
सहकारी Uttar Pradesh
6.85% 365 days
97 District Co-operative Bank Ltd. Deoria
सहकारी Uttar Pradesh
6.85% 1 year
98 District Co-operative Bank Siddharth Nagar
सहकारी Uttar Pradesh
6.85% 365 days
99 Etah District Co-operative Bank Ltd.
सहकारी Uttar Pradesh
6.85% 1 year
100 Hamirpur District Co-operative Bank Ltd.
सहकारी Uttar Pradesh
6.85% 1 year
101 Hardoi District Co-operative Bank Ltd.
सहकारी Uttar Pradesh
6.85% 1 year
102 Nagaland State Co-operative Bank
सहकारी Nagaland
6.85% 180 days to 1 year
103 Tamil Nadu Grama Bank
क्षेत्रीय ग्रामीण Tamil Nadu
6.85% 1 year to less than 2 years
104 Zila Sahakari Bank Ltd. Basti
सहकारी Uttar Pradesh
6.85% 1 year
105 Amritsar Central Co-operative Bank Ltd.
सहकारी Punjab
6.80% 1 year
106 Bhiwani Central Co-operative Bank Ltd.
सहकारी Haryana
6.80% 1 year to 443 days
107 Chittorgarh Kendriya Sahkari Bank Ltd.
सहकारी Rajasthan
6.80% 1 to 2 years
108 Jharkhand Rajya Gramin Bank
क्षेत्रीय ग्रामीण Jharkhand
6.80% 1 year to less than 2 years
109 Nagaland Rural Bank
क्षेत्रीय ग्रामीण Nagaland
6.80% 1 year to less than 2 years
110 Panchkula District Central Co-operative Bank
सहकारी Haryana
6.80% 1 to 2 years
111 Tamilnad Mercantile Bank
निजी पूरे देश में
6.80% 1 year
112 Assam Gramin Vikash Bank
क्षेत्रीय ग्रामीण Assam
6.78% 1 year
113 Ahmedabad District Central Co-operative Bank Ltd.
सहकारी Gujarat
6.75% 1 year
114 Amreli Nagrik Sahakari Bank Ltd.
सहकारी Gujarat
6.75% 1 year to Less than 2 year
115 Central Co-operative Bank Kota
सहकारी Rajasthan
6.75% 1 to 3 years
116 Faridabad Central Co-operative Bank Ltd.
सहकारी Haryana
6.75% 1 to 2 years
117 Gujarat State Co-operative Bank Ltd
सहकारी Gujarat
6.75% 12 months (365 days)
118 IndusInd Bank
निजी पूरे देश में
6.75% 1 year to below 1 year 6 month
119 Jilla Sahakari Kendriya Bank Maryadit, Raisen
सहकारी Madhya Pradesh
6.75% 1 to 2 years
120 Nawada District Central Co-operative Bank
सहकारी Bihar
6.75% 1 to 2 years
121 Shivalik Small Finance Bank
लघु वित्त Delhi +9 राज्य
6.75% 12 months 1 day to less than 18 months
122 The Bhagalpur Central Co-operative Bank Ltd.
सहकारी Bihar
6.75% 1 to 2 years
123 The Kalupur Commercial Co-operative Bank Ltd.
सहकारी Gujarat +1 राज्य
6.75% 1 year and up to 2 years
124 Uttarakhand State Co-operative Bank
सहकारी Uttarakhand
6.75% 1 year
125 Yes Bank
निजी पूरे देश में
6.75% 12 months 1 day < 18 months
126 Apna Sahakari Bank Ltd.
सहकारी Maharashtra
6.70% 365 days
127 Jalaun District Co-operative Bank Ltd.
सहकारी Uttar Pradesh
6.70% 1 year
128 City Union Bank
निजी पूरे देश में
6.65% 365 days to 443 days
129 Patliputra District Central Co-operative Bank
सहकारी Bihar
6.65% 1 to 2 years
130 Dungarpur Central Co-operative Bank Ltd.
सहकारी Rajasthan
6.60% 1 year
131 Gadchiroli District Central Co-operative Bank Ltd.
सहकारी Maharashtra
6.60% 1 to 2 years
132 GP Parsik Sahakari Bank Ltd.
सहकारी Maharashtra +2 राज्य
6.60% 12 months to 18 months
133 Jogindra Central Co-operative Bank Ltd.
सहकारी Himachal Pradesh
6.60% 1 to less than 2 years
134 Puducherry Grama Bank
क्षेत्रीय ग्रामीण Puducherry
6.60% 1 year to less than 2 years
135 Standard Chartered India
विदेशी बैंक Andhra Pradesh +17 राज्य
6.60% 1yr - 376days*
136 The Bihar State Co-operative Bank
सहकारी Bihar
6.60% 1 year to less than 2 years
137 The Mehsana Urban Co-operative Bank Ltd.
सहकारी Gujarat
6.60% For 1 year
138 Federal Bank
निजी पूरे देश में
6.55% Above 1 year to less than 15 months
139 Hooghly District Central Co-operative Bank Ltd.
सहकारी West Bengal
6.55% 1 year
140 Jammu and Kashmir Grameen Bank
क्षेत्रीय ग्रामीण Jammu and Kashmir
6.55% 1 year to less than 18 months
141 Karur Vysya Bank
निजी पूरे देश में
6.55% 1 year to up to 399 days
142 Alavi Co-Operative Bank Ltd.
सहकारी Gujarat
6.50% From 1 year to 5 year
143 Amreli Jilla Madhyasth Sahakari Bank Maryadit
सहकारी Gujarat
6.50% 1 year to less than 2 years
144 Assam Co-operative Apex Bank
सहकारी Assam
6.50% 365 days to less than 455 days
145 Balageria Central Co-operative Bank Ltd.
सहकारी West Bengal
6.50% 1 year to 2 years
146 Bank of India
सार्वजनिक क्षेत्र पूरे देश में
6.50% 1 year
147 Broach District Central Co-operative Bank Ltd.
सहकारी Gujarat
6.50% 1 year and above
148 Chhattisgarh Gramin Bank
क्षेत्रीय ग्रामीण Chhattisgarh
6.50% 1 year to less than 2 years
149 Daman & Diu State Co-operative Bank
सहकारी Dadra and Nagar Haveli and Daman and Diu
6.50% 1 to 2 years
150 Dombivli Nagari Sahakari Bank Ltd.
सहकारी Maharashtra
6.50% 301 days to upto 1 year
151 Gopalganj District Central Co-operative Bank Ltd.
सहकारी Bihar
6.50% 1 to 2 years
152 Howrah District Central Co-operative Bank Ltd.
सहकारी West Bengal
6.50% 1 year
153 IDFC First Bank
निजी पूरे देश में
6.50% 1 year – 370 days
154 Indian Overseas Bank
सार्वजनिक क्षेत्र पूरे देश में
6.50% 1 year
155 Janata Sahakari Bank Ltd., Pune
सहकारी Maharashtra
6.50% 1 year to less than 2 years
156 Karnataka Bank
निजी पूरे देश में
6.50% 1 year to 554 days
157 Karnataka Grameena Bank
क्षेत्रीय ग्रामीण Karnataka
6.50% Above 1 year upto & inclusive 2 years
158 Kerala Gramin Bank
क्षेत्रीय ग्रामीण Kerala
6.50% Above 1 year up to below 15 months
159 Maharashtra Gramin Bank
क्षेत्रीय ग्रामीण Maharashtra
6.50% 1 year
160 Manipur Rural Bank
क्षेत्रीय ग्रामीण Manipur
6.50% Above 1 year to less than 2 years
161 Meghalaya Rural Bank
क्षेत्रीय ग्रामीण Meghalaya
6.50% more than 1year and less than 3 years
162 Rohika District Central Co-operative Bank
सहकारी Bihar
6.50% 1 to 2 years
163 Sirsa District Central Co-operative Bank
सहकारी Haryana
6.50% 365 days
164 Surendranagar District Central Co-operative Bank
सहकारी Gujarat
6.50% 180 to 365 days
165 The Adilabad District Co-operative Central Bank Ltd.
सहकारी Telangana
6.50% 1 year
166 The Banaskantha Mercantile Co-operative Bank Ltd.
सहकारी Gujarat
6.50% 12 months (for 1 year)
167 The Chandigarh State Co-operative Bank
सहकारी Chandigarh
6.50% 1 year to less than 2 years
168 The West Bengal State Co-operative Bank
सहकारी West Bengal
6.50% 1 year
169 Vidyasagar Central Co-operative Bank
सहकारी West Bengal
6.50% 365 days
170 Mizoram Co-operative Apex Bank
सहकारी Mizoram
6.45% 1 to less than 2 years
171 Telangana Grameena Bank
क्षेत्रीय ग्रामीण Telangana
6.45% 1 year to less than 2 years
172 Bank of Maharashtra
सार्वजनिक क्षेत्र पूरे देश में
6.40% 365 days/ One Year
173 Baroda District Central Co-operative Bank Ltd.
सहकारी Gujarat
6.40% 1 year
174 Bathinda Central Co-operative Bank Ltd.
सहकारी Punjab
6.40% 1 year
175 Bihar Gramin Bank
क्षेत्रीय ग्रामीण Bihar
6.40% >1 year to 2 years
176 District Co-operative Bank Mirzapur
सहकारी Uttar Pradesh
6.40% 1 to 2 years
177 Mizoram Rural Bank
क्षेत्रीय ग्रामीण Mizoram
6.40% 1 year to less than 2 years
178 Tripura Gramin Bank
क्षेत्रीय ग्रामीण Tripura
6.40% 1 year to less than 2 years
179 Uttar Pradesh State Co-operative Bank
सहकारी Uttar Pradesh
6.40% 1 to 2 years
180 Arunachal Pradesh Rural Bank
क्षेत्रीय ग्रामीण Arunachal Pradesh
6.35% >1 year to <2 years
181 Balasinor Nagarik Sahakari Bank Ltd.
सहकारी Gujarat
6.35% 365 days
182 Kotak Mahindra Bank
निजी पूरे देश में
6.35% 365 days to less than 15 months
183 Rajasthan Gramin Bank
क्षेत्रीय ग्रामीण Rajasthan
6.35% 1 year
184 Gujarat Gramin Bank
क्षेत्रीय ग्रामीण Gujarat
6.30% Above 1 year and up to 2 years
185 Himachal Pradesh Gramin Bank
क्षेत्रीय ग्रामीण Himachal Pradesh
6.30% >1 year to 2 year
186 Madhya Pradesh Gramin Bank
क्षेत्रीय ग्रामीण Madhya Pradesh
6.30% 1 year
187 Motihari District Central Co-operative Bank
सहकारी Bihar
6.30% 1 to 2 years
188 Nainital Bank
निजी Delhi +5 राज्य
6.30% 1 year to less than 444 days
189 Punjab Gramin Bank
क्षेत्रीय ग्रामीण Punjab
6.30% 1 year only
190 Axis Bank
निजी पूरे देश में
6.25% 1 year – 1 year 10 days
191 Bahraich District Central Co-operative Bank Ltd.
सहकारी Uttar Pradesh
6.25% 1 year
192 Bank of Baroda
सार्वजनिक क्षेत्र पूरे देश में
6.25% 1 year
193 Canara Bank
सार्वजनिक क्षेत्र पूरे देश में
6.25% 1 year & above to 1 year 3 months Only (Except 444 days)
194 Dhanlaxmi Bank
निजी Andhra Pradesh +15 राज्य
6.25% 1 year and above up to & inclusive of 2 years
195 Haryana Gramin Bank
क्षेत्रीय ग्रामीण Haryana
6.25% Over 1 year to 449 days
196 HDFC Bank
निजी पूरे देश में
6.25% 1 year to < 15 months
197 ICICI Bank
निजी पूरे देश में
6.25% 1 year to < 18 months
198 IDBI Bank
निजी पूरे देश में
6.25% >1 year to 2 years (except 555 days & 700 days)
199 Punjab National Bank
सार्वजनिक क्षेत्र पूरे देश में
6.25% 1 year
200 Slice Small Finance Bank
लघु वित्त Arunachal Pradesh +11 राज्य
6.25% 6 months 1 day - 1 year
201 South Indian Bank
निजी पूरे देश में
6.25% 1 year
202 State Bank of India
सार्वजनिक क्षेत्र पूरे देश में
6.25% 1 year to less than 2 years
203 The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.
सहकारी Telangana +1 राज्य
6.25% 301 days & upto 1 year
204 Uttar Pradesh Gramin Bank
क्षेत्रीय ग्रामीण Uttar Pradesh
6.25% 01 year
205 Uttarakhand Gramin Bank
क्षेत्रीय ग्रामीण Uttarakhand
6.25% 1 year
206 Burdwan District Central Co-operative Bank Ltd.
सहकारी West Bengal
6.20% 1 year
207 Union Bank of India
सार्वजनिक क्षेत्र पूरे देश में
6.20% 1 year to 399 days
208 Abhyudaya Co-operative Bank Ltd.
सहकारी Maharashtra
6.15% 181 to 12 months
209 Bombay Mercantile Co-operative Bank Ltd.
सहकारी Maharashtra +1 राज्य
6.15% 1 year to less than 2 year
210 Shikshak Sahakari Bank Ltd.
सहकारी Maharashtra
6.15% 181 days to 1 year
211 Central Bank of India
सार्वजनिक क्षेत्र पूरे देश में
6.10% 1 year to less than 2 years
212 Citizen Credit Co-operative Bank Ltd.
सहकारी Maharashtra
6.10% 365 days · FD365
213 Indian Bank
सार्वजनिक क्षेत्र पूरे देश में
6.10% 1 year
214 Jilla Sahakari Kendriya Bank Maryadit, Sehore
सहकारी Madhya Pradesh
6.10% 1 to 2 years
215 UCO Bank
सार्वजनिक क्षेत्र पूरे देश में
6.10% 1 year
216 Odisha Grameen Bank
क्षेत्रीय ग्रामीण Odisha
6.05% 1 year
217 ESAF Small Finance Bank
लघु वित्त पूरे देश में
6.00% 183 days to 1 year
218 Jilla Sahakari Kendriya Bank Maryadit, Chhatarpur
सहकारी Madhya Pradesh
6.00% 181 days to 1 year
219 Nagpur District Central Co-operative Bank
सहकारी Maharashtra
6.00% 1 to 2 years
220 Sabarkantha District Central Co-operative Bank
सहकारी Gujarat
6.00% 271 to 366 days
221 The Bapunagar Mahila Co-operative Bank Ltd.
सहकारी Gujarat
6.00% 181 days to 365 days
222 The Haryana State Co-operative Apex Bank
सहकारी Haryana
6.00% 1 year to less than 2 years
223 The Surat Peoples Co-operative Bank Ltd.
सहकारी Gujarat +1 राज्य
6.00% 181 days up to 1 year
224 Utkarsh Small Finance Bank
लघु वित्त पूरे देश में
6.00% 181 days to 370 days
225 West Bengal Gramin Bank
क्षेत्रीय ग्रामीण West Bengal
6.00% 1 year to 399 days
226 Punjab & Sind Bank
सार्वजनिक क्षेत्र पूरे देश में
5.85% 1 year
227 Central Co-operative Bank Pali
सहकारी Rajasthan
5.80% 180 days to 1 year
228 Amanath Co-operative Bank Ltd.
सहकारी Karnataka
5.75% 181 days & up to 1 year
229 Arunachal Pradesh State Co-operative Apex Bank
सहकारी Arunachal Pradesh
5.75% 1 year to 3 years
230 Chitradurga District Co-operative Central Bank Ltd.
सहकारी Karnataka
5.75% 1 to 2 years
231 District Co-operative Bank Ltd. Barabanki
सहकारी Uttar Pradesh
5.75% 1 to 2 years
232 Jamnagar District Central Co-operative Bank Ltd.
सहकारी Gujarat
5.75% 180 to 366 days
233 Manipur State Co-operative Bank
सहकारी Manipur
5.75% 1 to 2 years
234 Puducherry State Co-operative Bank
सहकारी Puducherry
5.75% 1 to 2 years
235 Sardar Bhiladwala Pardi Peoples Co-operative Bank Ltd.
सहकारी Gujarat
5.75% 1 year to 2 year
236 Nagrik Sahakari Bank Ltd., Raipur
सहकारी Chhattisgarh
5.60% 1 year to Less than 2 year
237 Bassein Catholic Co-operative Bank Ltd.
सहकारी Maharashtra
5.50% 181 days to 12 months
238 The Akola Janata Commercial Co-operative Bank Ltd.
सहकारी Maharashtra +1 राज्य
5.50% 6 month to 1 year
239 The Khamgaon Urban Co-operative Bank Ltd.
सहकारी Maharashtra
5.50% 12 months (1 year)
240 Tirunelveli Nellai Central Co-operative Bank
सहकारी Tamil Nadu
5.50% 181 to 365 days
241 Banswara Central Co-operative Bank Ltd.
सहकारी Rajasthan
5.30% 1 to 5 years
242 Sitamarhi District Central Co-operative Bank
सहकारी Bihar
5.30% 1 to 2 years
243 CSB Bank
निजी पूरे देश में
5.25% 12 months to less than 13 months
244 Janakalyan Sahakari Bank Ltd.
सहकारी Maharashtra
5.25% 271 days to 365 days
245 District Co-operative Bank Ltd., Kanpur
सहकारी Uttar Pradesh
5.10% 1 to 2 years
246 Bharati Sahakari Bank Ltd.
सहकारी Maharashtra
4.30% 181 days upto 365 days
247 The Goa Urban Co-operative Bank Ltd.
सहकारी Goa
4.25% 181 days to 12 months
248 HSBC India
विदेशी बैंक Andhra Pradesh +13 राज्य
4.00% 365 days

अवधि के अनुसार सर्वोत्तम FD दर

पूरी रैंकिंग के लिए किसी अवधि पर टैप करें

सावधि जमा (FD) में आप एकमुश्त राशि को चुनी हुई अवधि — 7 दिन से 10 वर्ष तक — के लिए बैंक में जमा करते हैं, और पूरी अवधि के लिए ब्याज दर तय रहती है, इसलिए पहले दिन से ही आपका रिटर्न पता होता है। सर्वोत्तम FD दरें अधिकांश बचत खातों से काफ़ी अधिक होती हैं, इसलिए जो बचतकर्ता बाज़ार जोखिम के बजाय निश्चितता चाहते हैं, उनके बीच यह लोकप्रिय विकल्प है। 18 Oct 2026 तक, हमारे द्वारा ट्रैक की गई सर्वोच्च दर The Bapunagar Mahila Co-operative Bank Ltd. में 9.00% है।

बैंकों और अवधियों के बीच दरें काफ़ी अलग-अलग होती हैं: लघु वित्त बैंक और कुछ निजी बैंक अक्सर तालिका में शीर्ष पर रहते हैं, जबकि बड़े सार्वजनिक क्षेत्र के बैंक कम दर के बदले व्यापकता और स्थिरता देते हैं। नीचे दिया गया हर बैंक RBI से लाइसेंसशुदा है और जमा DICGC द्वारा प्रति जमाकर्ता प्रति बैंक ₹5 लाख तक बीमित है। तालिका ₹3 करोड़ से कम राशि वाले सामान्य जमाकर्ता के लिए सर्वोत्तम से क्रम में है — अपनी योजना के अनुसार राशि, अवधि और श्रेणी बदलें, FD कैलकुलेटर से रिटर्न का अनुमान लगाएँ, या अतिरिक्त वरिष्ठ नागरिक दरें देखें।

Best FD rates in India on 16 October 2026: up to 9.00%
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